LOANS

Many of our clients are eligible for an FHA Title-One Home Improvement Loan, which requires no appraisal. Also, there is no need for equity in your home. Wells Remodeling handles all the paper work on your behalf.

Frequently Asked Questions and answers about FHA Title-One Home Improvement Loans.

Q#1: How do I know that I will qualify?
A: Call us at 901-260-2030 to prequalify right over the phone.

Q#2: Do I need equity in my home?
A: No equity or appraisal is needed.

Q#3: Can I use some of the funds to pay off bills?
A: No! The loans cover home improvements only.

Q#4: Is this loan tax deductible?
A: Interest may be tax-deductible (consult your tax advisor).

Q#5: What are the credit requirements?
A: 650 middle credit score and 45% debt ratio.

Experience makes a difference

Wells Remodeling is a family business started by Earnest Wells, Sr. He has more than 40 years experience in home remodeling and financing.

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